581 State Route 90

Homer, NY
$ 199,900 Beds 3 Baths 2 Sq 1,092 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this versatile three-bedroom, two-bath home situated on approximately three-quarters of an acre! The vinyl-sided exterior features many updated vinyl windows and a durable metal roof, offering added peace of mind and low-maintenance living. A large, flat, open grassy yard provides plenty of space for entertaining, recreation, gardening, or simply enjoying the outdoors. While conveniently located along a main road, mature foliage provides a welcome sense of privacy around the spacious yard. A two-bay attached garage is connected to the home by an enclosed breezeway, offering convenient access in all seasons. The property also features a large detached garage/workshop with an overhead door. Currently utilized for storage, a workshop, and a home gym, this versatile space offers endless possibilities for hobbies, storage, workspace, recreation, and more. Enter through the front enclosed porch and into the inviting living room, featuring beautiful pine ceilings, recessed lighting, and a beautiful bay window. Just off the living room is a flexible room currently used as a home office that could also serve as an additional bedroom or living space. The kitchen offers abundant cabinetry and counter space, recessed lighting, a double sink, pantry, updated stainless steel appliances, and a stylish backsplash. An open pass-through connects the kitchen to the formal dining room, creating an inviting flow for everyday living and entertaining. The first floor also includes a full bathroom with a shower and stackable laundry. Entering through the enclosed breezeway brings you into another first-floor bedroom, offering flexibility as an office, gym, playroom, or additional living space.Upstairs, newly installed carpeting adds a fresh touch throughout. The upper level includes a spacious bedroom with built-ins, additional closet space, and a landing area offering even more functionality, along with a second full bathroom. With its flexible floor plan, generous outdoor space, durable metal roof, multiple garage and storage options, and numerous improvements completed by the current owner, this property offers a move-in-ready opportunity with space to make it your own!

Active

  • Price
  • $ 199,900
  • City
  • Homer
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CORTLAND
  • Half Bathrooms
  • 0
  • Area
  • Homer
  • Lot Size
  • 0.7485 Acres
  • Zip
  • 13045
  • Sqr Footage
  • 1,092
  • Year Built
  • 1930
  • Taxes
  • $ 4219
  • Style
  • Cottage
  • MLS#
  • S1708754
Listed By: Jenna Davi with Berkshire Hathaway HomeServices Heritage Realty;
Data Source: Central New York Information Services (CNYIS)

Features

General

Sewer SepticTank
Heating Propane,ForcedAir
Possession CloseOfEscrow
Appliances Dryer,Dishwasher,ElectricWaterHeater,GasOven,GasRange,Microwave,Refrigerator,Washer
Garage Spaces 2.0
Architectural Style Cottage
Construction Materials BlownInInsulation,VinylSiding
School District Homer
Year Built 1930
Township Not Applicable
Property Subtype SingleFamilyResidence
County Cortland
Property Type Residential
Attached Garage Yes
Subdivision Name Homer
Garage Y/N Yes
Other Structures SecondGarage
Total Rooms 7
Full Baths 2
Status Active
Directions Take route 90 just past Homer Hops,property is on your right.
City Homer
Senior Community Y/N No
High School District Homer
MLS Area Homer-113089
Lot Size Units Acres
Lot Size Square Feet 32603.0
Year Built Details Existing
Tax Annual Amount 4219.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Homer
Elementary School District Homer
Tax Assessed Value 105000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 17

Interior Features

Interior Amenities SeparateFormalDiningRoom,SeparateFormalLivingRoom,Pantry,BedroomOnMainLevel,Workshop
Basement Partial
Flooring Carpet,Laminate,Varies
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2

Exterior Features

Exterior Amenities BlacktopDriveway
Parking Features Attached,Garage
Lot Features Rectangular,RectangularLot
Water Source Well
Lot Size Area 0.7485
Foundation Details Stone
Building Area Total 1092.0
Lot Dimensions 272X119
Lot Size Acres 0.7485
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Fayetteville, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/29/2026 Listed $199,900

Property vs Zip Code Average in 13045

Price
AVG $340K
$200K
Taxes
AVG $7,133
$4,219
Year Built
AVG 1933
1930
Visits
AVG 32
44
Data Provided by Inside Real Estate®

581 State Route 90 Homer, NY is a Single Family Home for sale at $199900 with 1092 sqft and a lot size of 0.7485 Acres Acre(s). 581 State Route 90 Homer has 3 bedrooms, 2 baths and was built in 1930. The property's zip code is 13045 which is in Homer, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.